Houston attorney Robert B. Hinsley says, "So what! While this bill makes it harder for consumers to file for bankruptcy, in the state of Texas most consumers benefit from bankruptcy only when they have more than several million dollars of debt. Bankruptcy will hurt more people than it helps. This bill slams the door to bankruptcy shut, but credit card consumers don't need it anyway."

Hinsley strongly agrees with the nationwide opponents of the bill who say the change would fall especially hard on low-income working people, single mothers, minorities and the elderly, and would remove a safety net for those who have lost their jobs. "Congress simply sold out to the credit card industry," says Hinsley.

A tough consumers' defense attorney, Hinsley has been fighting credit card companies for his clients for more than nine years. A practicing attorney for more than forty years, Hinsley helps his clients avoid bankruptcy by reducing their credit card debt using laws already written to protect the consumer.

"Credit card companies are just plain greedy," says Hinsley. "Our clients get immediate debt relief and long-term protection without resorting to bankruptcy. We've helped dispute or eliminate the credit card debt of more than 11,000 clients in Texas and elsewhere. Bankruptcy lawyers may be upset with this bill, but this bill won't affect our clients -- they'll still get the relief they need."

About Robert B. Hinsley

Robert B. Hinsley has forty years of experience in trial litigation and consumer law and for the last nine years has represented his clients in credit card debt disputes without bankruptcy or consolidation. Hinsley is a long-time Houstonian who graduated from Reagan High School in 1956, the University of Texas in 1961, and the University of Texas Law School in 1964 and now practices as The Hinsley Law Firm, focusing on consumer trial law. Hinsley is a member of the Houston Bar Association which he first joined in 1964. For more information, contact The Hinsley Law Firm; 3033 Chimney Rock, Suite 400; Houston, Texas, 77056; phone: 713-465-3304.